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Your ability to earn a living is one of your greatest assets. Your
income gives you the security and freedom to plan for the future.
It helps pay for your home and car, puts food on your table, and
covers college tuition, allowing you to make your hopes and dreams
a reality.
But what would happen if you suddenly became sick or injured and
couldn't work? How would you maintain your lifestyle if your ability
to work and earn an income was lost for a year? 10 years? Or even
longer?
No one can predict the future or avoid the risk of a disability.
Having a Group Long-Term Disability Plan through your employer is
a great start... but it may not be enough. Workplace disability
benefits usually cover just a portion of your income - potentially
leaving you underinsured in the event of a disability.
Individual Disability Income Insurance, in addition to Group Long-Term Disability,
is a vital part of any financial plan. By spending the next few
minutes using this Disability Insurance Calculator from MetLife,
you will be able to estimate your need for additional income protection
in the event you are unable to work due to an illness or injury.
The
Individual Disability Insurance Calculator provides only an estimate of your
income protection needs. This estimate does not represent an offer
of coverage or guarantee eligibility. Actual amounts of available coverage may differ from those shown. For further details contact
a MetLife Representative.
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